PPF Calculator is a financial tool that lets you calculate your PPF and other investments. It’s a free software available to download on the internet, and it uses the same formula as used by banks and financial institutions. The benefits of using this calculator include:

How does it work?

You can use a PPF calculator to calculate the amount that you can invest in your PPF account.

PPF stands for Public Provident Fund and it is an investment scheme that allows you to earn interest on your money invested with the government. It was created by the Government of India in 1944 and has been used ever since by more than 80% of all employees who work in private companies or state-owned enterprises (SOEs). The National Savings Certificate (NSC) also works along similar lines, but with lower rates of return compared with those offered by PPFs—around 6% compared to 18%.

Benefits of PPF Calculator

If you are a new investor or want to invest in a PPF account, then the PPF calculator will help you to calculate the amount of money that is available for investment.

The PPF calculator helps you to calculate the interest rate on your investment and also helps in determining how long it will take for your investments to reach maturity.

How can a PPF calculator help you?

A PPF Calculator helps in calculating the amount you can invest in the PPF account. It also helps you to calculate the interest earned on your PPF account and maturity amount, if any.

Formula used for calculating PPF

You can use a PPF calculator to calculate the amount of interest earned on a daily basis. To do this, you need to divide the amount of money your bank pays you by 365 days (365 × 365 = 12,500). This will give you the rate of return if your money is invested in the PPF scheme.

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F = P[({(1+i)n}-1)/i]

How to use PPF calculator?

PPF Calculator is a tool that can be used to calculate the monthly payment towards PPF account. It is an online tool which can be accessed from any browser or mobile device, and it also supports offline mode. You don’t have to go through all these steps manually again and again because this calculator makes it very easy for you:

  • Enter the amount of funds you want to deposit into your PPF account every month (e.g., Rs 10,000).
  • Enter the tenure period of your PPF investment plan (e.g., 6 months) from now until when you need money from it (e.g., 20 years).

Advantages of using PPF calculator

A PPF calculator is a useful tool that can be used to calculate the total amount of interest you will earn on your investment. The advantage of using this tool is that it’s very easy to understand and use, making it simple for anyone who wants to calculate their returns.


It’s important to note that this calculator is only a guideline and should not be used as the sole source of information when calculating your PPF. In some cases, it can benefit you to recalculate your PPF using another formula or method. It’s also important to understand when it’s appropriate for an investor to invest in a PPF (or any other kind of investment).

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